Automated Social Engineering Driven OTP (One-Time-Passwords) and Two Factor Authentication Bypassing Platform and Mobile Application Spotted in the Wild - An Analysis

I've recently stumbled upon a newly released DIY social engineering and OTP (One-Time-Passwords) and two-factor authentication bypassing platform and mobile application which is fully capable of socially engineering a gullible end user into falling victim into a targeted social engineering driven campaign that's currently impersonating a variety of services and financial institutions globally.

Sample screenshots of the DIY OTP (One-Time Passwords) and two-factor authentication bypassing platform: