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"Citibank Virtual Keyboard is a security enhancement for protecting from the key loggers. Using this virtual keyboard user can enter Card no and IPIN using mouse. This keyboard will display a keys in random position in a virtual keyboard on the screen where it makes little difficult for password capture. This only gives confidence for end user from key loggers not from other methods. Local attacker can use Win32 API’s to capture using screen shot method and obtain sensitive information including Credit Card/Debit Card (Suvidha Account), IPIN and misuse it."
From a malicious economies of scale perspective, these rather amateur techniques mean lack of efficiency compared to advanced tools suh as the Nuclear Grabber which I intend to cover in-depth in a future post from the Malicious Wild West series.
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